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How does a payday loan application work?

Just fill and submit the online application form and you will receive a response from lender with the best deal they can offer you. If you like the deal, make sure to read the terms and conditions and sign the agreement to quickly receive the cash in your bank account.

Can I still get a loan if I have loan defaults in past?

Yes. You can get a loan even if you do not have a perfect credit history. Almost every lender now offers one or more finance options to people with bad credit rating.

How would I know that the loan has been approved?

You will either receive an email notification or a phone call once your loan has been approved.

How to be sure that I am eligible to apply for this loan?

You need to match some basic criteria to be eligible for applying online loans:

  • Your age must be 18 years or above.
  • You must have a permanent employment.
  • You must be a US citizen.
  • You must have a valid checking bank account on your name.
What if I miss a payment?

If you fail to make repayment on time, you might be charged a late payment penalty. If such instances of late/miss payments are repeated, the lenders can involve collection services to collect complete amount repayment at once. To avoid such situations, it is recommended that you inform the lender in advance that you are unable to make payments on time. You could get flexible repayment options in such case.

Consumer Advisory: is not a lender. This site offers a loan matching service by submitting your information to direct lenders. Your info is verified by lenders and loan is approved on basis on your eligibility & affordability. The lender will contact you via phone/email with lending decision. We will NOT contact you via phone/email to ask for any payment or lending decision. If you are contacted by anyone claiming to represent please be aware that is scam and contact us immediately at

Information shared related to loan terms, conditions and policies may vary by each lender, state and applicant qualifications. Missing loan repayments or late payments may be subject to penalties (increased fees/rates). Not all lenders may offer you $1,000 loan amount, and not all applicants are guaranteed approval of their application. Loan amount, repayment tenure, interest rates, flexibilities & penalties vary by lender and state. In case of non-payment of loan installments on due date, lenders may use collection services.

*The APRs on loans range from: 4.999% to 35.80% for premium personal loans. Not all borrowers will be proposed APRs in this range, as it is calculated according to individual applicant’s circumstances. Qualifying for a loan is also not guaranteed for all applicants. We provide a free loan matching service and do not engage in consumer lending.